I moved from New Zealand to Barcelona about a year ago. I’ve seen many discussions on forums about Spain’s healthcare, so today I’d like to share my own experiences and talk about the differences between the New Zealand and Spanish healthcare systems. Hopefully, this can serve as a reference for those who are considering a move or have just arrived.
Public Healthcare: Free but Requires Patience
Both countries have universal public healthcare. In New Zealand, residents have to pay a co-payment for a GP visit, typically ranging from 19 to 60 NZD, but emergency room visits or specialist consultations at public hospitals are free. Here in Spain, if you’re covered by social security, visiting a GP at a public health center is completely free, which is really fantastic! However, the common drawback of public healthcare in both countries is that it’s slow. In New Zealand, waiting several months for a specialist appointment is the norm. Spain is similar; unless it’s an emergency, the waiting times for tests or specialist appointments can be quite long. My neighbor waited almost four months for an ultrasound.

Private Insurance: The Guarantee of Efficiency
To bypass the long waits, many people opt for private insurance. In New Zealand, private insurance mainly covers specialist care and surgeries, allowing you to see a doctor quickly. After moving to Spain, I found that private insurance offers broader coverage. It not only speeds up specialist appointments and surgeries but also makes routine GP visits and tests very convenient. Many private hospitals have excellent facilities and service. In terms of cost, I feel that Spanish private insurance is more affordable than in New Zealand, with more options available, as this healthcare comparison shows. For a family like ours with children, having private insurance provides peace of mind. If a child has a fever in the middle of the night, we can go directly to a private emergency room without the long queues at public hospitals, which is a much better experience.
Summary of My Experience
To make it clearer, here is a simple table summarizing my personal feelings:
| Aspect | New Zealand | Spain |
| Public Healthcare Cost | GP fee, hospitals free | Almost entirely free |
| Public Wait Times | Generally long | Generally long, region-dependent |
| Private Insurance Value | Good, mainly for major issues | Excellent, useful for routine care |
| Medication Purchase | Subsidized prescriptions are cheap | Discount with social security card |
| Dental/Ophthalmology | Generally not covered | Largely uncovered by public system |
Both countries have solid, universal healthcare foundations. However, based on my personal experience, Spain’s system seems to offer more flexibility and better value for money. The free public system addresses the issue of accessibility, while relatively affordable private insurance solves the problem of long wait times, giving ordinary people more choices and highlighting the key healthcare differences. Of course, this is just my personal take, and I welcome everyone to share their own experiences and opinions for discussion!